Using the FINRA BrokerCheck Database

Using the FINRA BrokerCheck DatabaseUsing the FINRA BrokerCheck DatabaseBrokerCheck is a FINRA service that allows investors to check the backgrounds of brokers (many, but not all, of which are called financial advisors these days) and brokerage firms. It also contains information on formerly registered brokers many of these people may still be working in the securities or investment fields, and thus information about them may be of use to investors. The service is free, and data searches may be conducted through a website. Reports on Brokers For brokers who have been registered with FINRA within the last 10 years, including brokers who are not currently active, a BrokerCheck report contains Summary data on the broker and his or her credentialsA list of his or her current registrations, licenses and industry exams passedRegistration and employment history all FINRA-registered securities firms where he or she ever has been registered and also, for the past 10 years, all other work (both inside and outside the securities industry), military service, unemployment, and full-time educationDisclosures about customer disputes, disciplinary events and financial matters on the brokers record, whether or not the broker actually was found to be at fault The brokers fruchtwein recently submitted comments, if any Be aware that not all actions and allegations on a brokers record actually indicate wrongdoing. If the broker ceased being registered with FINRA more than 10 years ago, the only difference in the typical BrokerCheck report concerns the section dealing with disclosures. It includes certain criminal, regulatory, civil judicial, or customer complaint actions against the broker. Events are included in the report if the broker was Subjected to a final regulatory actionConvicted of (or pled guilty or no contest to) certain crimesPlaced under a civil injunction involving investment-related activitiesFound by a civil court to be in violation of investment-related laws or regulationsNamed as a respondent or defendant in an arbitration action or civil suit alleging that he or she violated sales practices, and which produced an award or civil judgment against him or her FINRA lists each event as reported by securities regulators, the individual broker, and any involved firms. Reports on Brokerage Firms The typical BrokerCheck report on a brokerage firm consists of An overview of the firm and its backgroundWhen and where the firm was establishedThe people and organizations with controlling shares or influence over the firms operationsA history of mergers, acquisitions or name changesThe firms active licenses and registrations, the types of businesses it conducts and other details pertaining to its operationsDisclosures about any arbitration awards, disciplinary events, and financial matters on the firms record Note that pending or unresolved actions may be included, and the presence of any such actions are not necessarily indicative of wrongdoing . Information Sources The information in BrokerCheck comes from the Central Registration Depository (CRD), which compiles the registration and licensing filed by brokerage firms and brokers. Regulators also supply information to CRD about certain disciplinary actions involving brokers and brokerage firms. Currency of Information Registered brokers and brokerage firms usually must submit updates to CRD within 30 days after he/she/it learns of an event. BrokerCheck reflects the new or revised CRD data immediately. Information normally is not updated for firms that are no longer registered with FINRA, or for brokers who are no longer registered with FINRA. What BrokerCheck Does Not Include Examples are Judgments and liens originally reported as pending that later were satisfiedBankruptcy proceedings filed more than 10 years ago.Social Security NumbersResidential history informationPhysical description information In general, BrokerCheck does not include any data that never flowed into CRD, nor does it include information that once did, but no longer. FINRA seeks to protect confidential customer information, exclude offensive or defamatory language, and suppress information that raises significant identity theft or privacy concerns. New Disclosure Proposals In 2012, FINRA has been considering increased disclosures in BrokerCheck, such as Reasons for and comments related to a brokers terminationEducational backgroundOther professional designations, such as CFA or CFPMore detail about investor complaints against brokers Meanwhile, calls from investor advocates to include the scores obtained on exams such as the Series 7, are being opposed by FINRA, and are highly unpopular among brokers. Experts quoted in The Wall Street Journal (Keeping Score Investor Advocates Push for More Broker Disclosure, Including Grades on Exams, May 29, 2012) question the utility of reporting test scores, since they show do not correlate with future investment performance or service quality, the main drivers of client satisfaction.

Career Resume Objective Statements to Catch Attention

Career Resume Objective Statements to Catch AttentionCareer Resume Objective Statements to Catch AttentionProfessional resume writers have abandoned the objective ansicht for an executive summary, but young professionals still rely on them and many amateur resume writers still insist.Time was, you would use the prime real estate atop your resume to declare your objective, to tell prospective employers how you wanted to obtain a lage at a well-established organization with a stable environment where you could maximize your management skills and effectively utilize your experience to blah, blah, blah.Resume objective statements were all about what you wanted, not about what you could do for a prospective employer.And that is precisely why your old-fashioned, objective-topped resume will make many professional resume writers shudder. Professional resume writers have replaced these messages with Executive Summary sections that sum up what skills the applicant brings the employer.Amanda Collins, chief of staff at The Grammar Doctors, explains the attitude adjustment Objectives disappeared years ago when resumes switched from applicant-oriented to employer-oriented. They need to instead share the WIIFM Factor Whats in it for me? from the employers prospective.But the objective statement has not entirely disappeared. Young professionals, with little to include in an executive summary, still rely on them and many amateur resume writers still insist on them. If youre in the latter group, the best advice is to make the transition to an executive summary, say professional resume writers and human resources (HR) executives. But if you are still a young professional, and still rely on the objective statement to introduce yourself to employers, there are best practices to follow. Ladders spoke to hiring managers and certified professional resume writers to determine the best way to structure this pithy alternative to an executive summary. Heres what they had to say.Be cl ear, and be what they needIn a nutshell, a worthwhile objective statement mustBe crystal-clear about your career directionlokalitt yourself as someone who wants to do exactly what the employer is offeringBe tailored to fit the job for which youre applying.Jillian Zavitz is the programs manager for TalktoCanada.com, an online English language-training course based in Canada, where she is responsible for hiring. She said that she does in fact see objective statements that catch her eye because they point to a candidate whos exactly what I am looking for, which, in her case, is somebody with experience related to teaching and specific to the job offer.Here are some examples of objective statements that have crossed her desk, some of which are spot-on and some of which are from the school of me-me-me resume writingBad objective statementsCareer employment or contract (twelve months).My Goal is to find employment that will help me begin paying off my student loans.ESL Teaching position w ith Talk to Canada.To obtain a challenging position where my education, skills and experiences can be highly utilized and later be applicable for growth and possible advancement.Good objective statementsPosition of ONLINE ENGLISH TEACHER with MarcMedias TalktoCanada, where I can apply my education, teaching experience and native linguistic skills to the delivery of quality language instruction.English-Language coach/Tutor of ESL or standard English. To assist, encourage and motivate students of every age to demonstrate and improve their verbal and written skills.Be relevantChristine Richardson, director of the career-services office at Cazenovia College in Cazenovia, N.Y., said that employment objectives can serve as the glue that pulls together the content of the resume and gives the document finesse. However, theyre a waste of space unless they highlight relevant information that speaks directly to employers needs, she said.Richardson provided objective examples from new college g raduates with limited experience that are too general to make an impact.Too generalTo obtain a position that will enable me to use my educational background and transferable skills to manage and create new opportunities in international trade and networking.A full time position in the Human Resources Training Department.A position in the Business and Marketing Administration field.To obtain a position which will enable me to utilize my education and experience in the fashion industry.Fall Internship.More specific, but still needs workRichardson cited this next objective as being appropriately specific. Its from a sports-management graduate whose goal was to manage an athletic facility.Service Manager, interest in ensuring facility is well equipped and advocating for best guest and member experience.However, as written, it is unclear about the industry this job seeker is pursuing. And in the job seekers mind this was a very clear position title to list, but this title would probably have multiple meanings in multiple industries.She rewrote the objective this wayAthletic Facility Management Team Member PositionThat version might work, but Richardson said she still believes that other headings can be more useful on a resume, since objectives seldom highlight skills and experience and generally serve the job seeker more than the employer.The upshot If you really want to use an objective statement, make sure its about the employer, not just about you. Mention your skills and experiences. If youre not getting interviews, consider graduating to an executive summary and a summary of qualifications and/or career highlights, the standard for a modern resume.

City of Austins SXSW coordinator in trouble for refusing to meet with female coworkers alone

City of Austins SXSW coordinator in trouble for refusing to meet with female coworkers aloneCity of Austins SXSW coordinator in trouble for refusing to meet with female coworkers aloneIts much harder to work together with your colleagues if they dont let you meet in the same room. But even if it would help get the job done, some employees avoid one-and-one interactions with employees of the opposite sex because they believe that proximity leads to unwanted sexual attention. Case in point, the City of Austin, Texas has issued a formal reprimand to the city official in charge of overseeing the annual South by Southwest festival - saying he violated city code of conduct rules by refusing to meet with female city employees he thought were attracted to him, according toThe Austin American-Statesman.Austin official William Manno allegedly skippedwork meetings because a communications consultant he thought had romantic feelings for him welches going to be in attendance, refused to eat lunc h with female coworkers and threatened to reassign some of his female coworkers to different departments because of problems in his marriage, according to emails, memos and statements collected as part ofthe citys internal investigation that were obtained by the Statesman.City employee Having lunch with female co-worker alone is elend appropriateAccording to a July 10 memo, Manno told a female communications consultant that he could not eat lunch with her because Ive been told it is not appropriate for a married man to have lunch with a single lady.The consultant found Mannos statement odd because she thought they were getting lunch for mentoring purposes, not for dating purposes, and told him so, according to the investigative report obtained by the Statesman.A business specialist tipped off the citys menschengerecht resources department, who found after an investigation that Manno differentiated in his mentoring of subordinate employees based upon gender and marital status, and he likewise made decisions regarding which meetings he and a subordinate would attend based on marital status and factors unrelated to his role as a manager for the city of Austin.In other words, the city found that making decisions on who gets face time with the boss based on subjective judgments about their attraction to you is discriminatory.While Manno was reprimanded in August, he was allowed to keep his job on the condition that he does not engage in misconduct again, according to reports.Manno is fighting the decision, and filed a grievance that acknowledged that while he agrees that bringing personal issues with his marriage into the workplace is unprofessional and inappropriate conduct, the citys memo included misleading and incorrect information.One-on-one time between men and women makes employees anxiousManno is not the only employee who is anxious about how men and women should behave when they are alone together. A 2017 Morning Consult/New York Times poll found that men and women avoided one-on-one time with each other because they worried about the situation turning sexual, flirtatious, or into a case of sexual harassment. The poll found that the majority of men and women are okay with meeting alone with co-workers of the opposite sex at work. But outside of work, 60% ofwomen and 48% of men surveyed believed it wasinappropriate to have drinks with a person who is not your partner.Thats a finding U.S.Vice President Mike Pence would agree with. In an interview that went viral and sparked outcry, Pence told reporters that he never eats alone with a woman other than his wife.And a2010 Harvard Business Review report found that men avoid being womens sponsors in the workplace because sponsorship can be misconstrued as sexual interest.What that means for womenStudies show the division of the sexes candisproportionately hurt womens career chances.Between the scarcity of women in the C-suite, and the quiet advantage of the old boys club through male-centri c golf games, sports games and other clubs, if youre a boss who doesnt let employees have equal face time, youre effectively shutting down a path to long-term career success for the women in your office, experts say.In one extreme case, a boss attraction to his employee cost the employee her job. In a 2012 case, an Iowa dentist fired his assistant because she was too attractive to work with and a threat to his marriage. The Iowa Supreme Court bought the dentists irresistible attraction argument and upheld the firing, saying that it was motivated by feelings and emotions, not gender.The fired assistants lawyer argued that this case unfairly set a precedent that Iowa women are the ones who have to monitor and control their bosses sexual desires.

Researcher Focus - Advanced Materials Silica Aerogels

Researcher Focus - Advanced Materials Silica Aerogels Researcher Focus - Advanced Materials Silica Aerogels Researcher Focus Advanced Materials Interview conducted by Paul GlanvilleKashif Nawaz, a Research Assistant at the University of Illinois at Urbana-Champaign talks about Silica Aerogels and Metallic Foams for Humidity Control in Energy-Efficient Buildings Learn mora about this research through the 2013 ASME Congress Proceedings Effect of Catalyst Used in the Sol-Gel Process on the Microstructure and Adsorption/Desorption wertmiger zuwachs of Silica Aerogels.Tell us about your research on silica aerogelsThe idea is to use the silica aerogels as desiccant for dehumidification applications. There are a number of desiccants available and silica aerogels are one of them.Silica aerogels have been in the industry and they are using them for insulators, because they are really bad conductors of heat transfer. They are using the cryogenic doors and there are some other applications for unterstellung materials.But nobody has really looked at the manufacturing process. This is in fact one part of my research, and what we have done here is to look at the recipe to find out, what are the different ingredients and whats their role in determining the final microstructure of the aerogel.There are three main ingredients a catalyst, a solvent, and then a precipitator. We conducted a study to see the affect of these three different ingredients. It turned out that the catalyst is probably the most important one, it affects the structure a lot. Normally we use acid catalyst or basic catalysts, and I used a variety of catalysts. In fact, I made an aerogel sample of about 72 aerogel samples using different recipes, but it turned out that when I was preparing the catalyst the microstructure varied from very small, highly porous structure to relatively large pores.Then because we are interested in using them for the dehumidification application, its important to know what the mas s transfer characteristics of these materials are. In order to determine the diffusion coefficients we came up with an betriebsmittel and automated method. You have to expose your sample to a certain humidity and then you have to wait until the equilibrium is reached.But when you use the dynamic reaufsaugung apparatus, which we used, you can actually see the complete process within a few days. And then you can essentially use some kind of modeling to come up with the diffusion coefficient.For all different types of samples we determined the diffusion coefficient using the dynamic reabsorption technique, and it turned out that the different silica aerogels prepared by different catalysts they have different diffusion coefficients, and sometimes it was a difference of order of magnitude. It shows that essentially if you really want to use the silica aerogels for a dehumidification application, as a desiccant, you need to use the right recipe. You need to have the right kind of ingredi ents.This paper is essentially determining the effective diffusion coefficients for silica aerogels and somehow relating it to the recipe which you are using to manufacture them.Essentially the next step of this research was coating the silica aerogels on the metal foams. Previously we conducted a study to determine empirical performance of the metal foams as a heat exchanger.I have some research experience using those as burners. Well, they are really interesting materials and we got really promising results. In fact, in comparison to the state-of-the-art heat exchanger design - when you use a metal form and you compare the performance you can get up to 150, 200 percent increase in the heat transfer rate with a slight, mild increase in pressure drop, but essentially you can vary the geometry and you can get the desired performance.The idea of combining these two research programs was to come up with a device which consists of aerogel coated metal foams, and then you can use the dev ice as a mass exchanger, to absorb the moisture. These kinds of devices which will be really compact, and we have been working on some kind of prototype. We have already conducted some modeling of aerogel coated metal forms. They can replace some of the desiccants used for the dehumidification applications, and essentially you will be saving a lot in terms of volume, and the efficiency of mass transfer will be really high.To let you know why we have chosen the metal foams as a substrate for these silica aerogels, they are a very low thermal conductor - they are good insulators. So the metal foams they have a very large surface area to volume ratio. It can go up to 900 to 2,800 meters square per meter cubed depending upon what kind of porosity of the metal foam you are using. They are available in standard, like five pores per inch, 10 pores per inch, 20 pores per inch and 40 pores per inch.When you have such a large surface area essentially you can have a very thin layer of silica a erogel on the metal foam, 200 microns or 300 microns. The effect of the bad insulator, or being a bad conductor, that effect is diminished when you have a very thin layer. And when you have the substrate - another reason for using the substrate is you basically want to take over the heat of absorption by the coolant flowing through the tubes of the mass exchanger. When you have a very thin layer essentially you can take away the heat of absorption through the coolant flowing through the tubes of the mass exchanger, and when you want to desorb - get rid of the humidity, you can provide the hot fluid on the tube side and it will essentially provide the heat of desorption, it will remove the moisture.Essentially its a cycle, its a cyclic process. More like frosting and defrosting in a heat exchanger, you know heat pumps, where you have about one hour of frosting and then you can have a cycle of defrosting for about 15 minutes. And the other reason for which we think that this will work is the diffusion coefficient of absorption is that we found that the heat of the diffusion coefficient under absorption is different than desorption. In fact, when you are desorbing the diffusion coefficient is approximately two times higher than absorption, which happened because of the microstructure change.And this is really good because essentially for having a larger desorption diffusion coefficient over desorption you can get rid of the moisture which was absorbed on the silica aerogel rather quickly. If you have a device which has a certain type of metal foam, and you have a 100 micron layer of silica aerogel, your absorption time for the 90 percent saturation would be about 45 to 50 minutes. And then because of the better desorption coefficient, mass diffusion coefficient, you can get rid of all that absorbed humidity within 5 to 10 minutes.Its more like a frosting/defrosting process, but essentially the idea is that you can have your dehumidifying device really compact, an d it has the potential to replace some of the existing technologies.Do you have a sense for how this technology, aerogel onto a metal foam or just on its own, is going to be utilized in a dehumidification system or something different than that?When working as a member of the Air-Conditioning and Refrigeration Center we are more interested in the practical side of research. We had this issue, where I had a discussion with many of the sponsors, from industry, who are sponsoring this project, they questioned how suitable, or in terms of economics, how viable this idea is, to have this kind of device.Right now there are some issues, mainly because of the cost of the metal foams, because they are really expensive. Actually, there are only a few manufacturers in the US, or even in the world, but there are only two or three major manufacturers. They are more like a monopoly so they can always sell at their own price. But once the use of this kind of material is more common, essentially, w ere talking about 10 years from now, I am quite sure that the price for the metal foam will go down and we will be able to sort of beat the criteria in terms of economics as well.But right now for specialized applications, the wait is really a critical issue. These things are definitely a better option than the existing technologies. Im quite hopeful that this technology has some potential.Your field of research relates to energy and thats one of ASMEs three strategic areas in the HVAC/humidity control side of things. Are there ways in which you feel that you tailored your work towards ASMEs goals or is it just a happy coincidence? Well essentially - my project is related to energy efficiency, and we are building devices that can work to save energy. We want to perform the same sort of work at the extremum cost in terms of energy fuel. I am also kind of interested in renewable energy. Im quite near the completion of my Masters in nuclear engineering.Reading conference papers and att ending ASME conferences, has helped me to tailor my ideas. If I want to do some kind of contribution in the renewable area, where should I go? But, I think my work relates to both. Im also looking at the broader prospect of when you have really the big renewable energy projects such as wind energy or solar energy.What has it been like becoming the engineer that you are right now? Well to be honest after my high school, I thought that when you are essentially in a specific area, lets say if you are an electrical engineer, or you are a mechanical engineer, your area of focus will be just limited to that specific divisions. But it turned out that things can go much beyond that.And when you talk about mechanical engineering and ASME is not like somehow exclusive to mechanical engineers. Essentially, ASME has helped me to realize that in order to come up with some kind of fabrication you need to know more than the mechanical engineering, hard-core mechanical engineering.On my own researc h, well its essentially a dehumidifying application. I started the analysis of these devices, which is essentially a role of mechanical engineering, but I also did some material characterization. When I was preparing the samples, mine was more like a chemist, you know I was dealing with different catalysts. And when I was studying the material imagery of these materials it was more like a material scientist.What sort of advice would you give to early career engineers in terms of using ASME, or other avenues for mentoring, or finding ways to get involved? You have to essentially get involved. Working on your own independently theres a good chance that you might get stuck, or you might develop a habit of going in a specific direction. But when you interact with people and you go to the organizations like ASME, ASHRAE, you broaden your knowledge about the research. You can get a broader view of the different technical skills, the people involved, thats a very important.There are differ ent ways to tackle the same problem. You can actually talk to the people, you let them know about your research, you learn about their research, you get a broader idea of the research even if youre talking about the same specific area.Research Assistant, Kashif Nawaz has published papers on The ASME Digital Collection, including the following from the 2013 ASME Congress Proceedings (IMECE2013) Effect of Catalyst Used in the Sol-Gel Process on the Microstructure and Adsorption/Desorption Performance of Silica Aerogels.

The Indisputable Truth About Writea That No One Is Telling You

The Indisputable Truth About Writea That No One Is Telling You The Battle Over Writea and How to Win It For incarcerated individuals, being granted parole may be big step in the proper direction with respect to moving past their prior mistakes, and in terms of receiving their life back on course. Unlike temporary guardianship a legal guardian might be accountable for your children for a lengthy time and have to be chosen with care. Instead, start by stating your goal. The Dos and Donts of Writea In most instances, you dont have to share personal details in your bio. Even should you not have enough time to find advice elsewhere, you can do a little thesis evaluation of your own. Use a specific subject. Avoid citing different authors within this section. The Secret to Writea Both the argument and your thesis are very likely to require adjustment on the way. Once you schliff the very first draft of your essay, its recommended to re-visit the thesis statement in your very fi rst paragraph. Nowadays you have a working thesis When you have described the role of writing such a letter, explain him the specific context of the issue. As soon as youve started writing, you require an overall word count for your book. Explain briefly the big points you want to cover in your paper and why readers ought to be interested in your topic. No matter the sort of novel youre writing, regardless of the genre, there is not any novel without trouble. The very first thing you ought to learn about writing a novel is there are no easy answers. Use it like a guide to assist you make the point and compose the letter in your words with your private perspective. Possessing an overview or outline will lessen the time and potential stress involved with writing and preparing your speech. The terrible thing about an outline is it limits your novels possibilities and could let you get hopelessly stuck. A superb outline is easily the most crucial step in writing a superb paper. Type of Writea You must effectively communicate the way your company differs and why youve got an advantage over the competition. When youre asking for a job which has been posted by a business thats hiring, you will use the application letter style. For many of us, schmelzglas is the most usual type of business communication so that its important to get it right. Some days, its simple to write. You may have questions, like where to sign a check and the way to compose a check with cents. In the event the check is over 3 digits youll be able to use commas too. To compose a check with cents, make certain to place the cents amount over 100. Additionally, it can help personalize your letter. There are 3 general forms of cover letters. It is extremely important your cover letter be tailored to every position youre applying to. A covering letter is the one which accompanies your CV when youre applying for employment. The End of Writea The entire idea is to begin getting the w ords flowing. The way you receive the work done is not complicated. The fine thing about an outline is the fact that it provides you a direction. Its simpler than you might think and with just just a little bit of work you may create a top quality feature article (and find the grade to coincide)As you build a taste for writing, before long you will discover a technique that is suitable for you. Your goal in the introduction is to have the readers interest. anfangsbuchstabe poems are an ideal way to acquire the ball rolling The Lost Secret of Writea The important quality of every great character is change. From time to time, your own life may be the very best inspiration. If you believe the person who you are writing to might not know whether youre male of female, put you title in brackets following your name. Dont compose this character by means of a form. You simply produced a horror story. You dont know when youre likely to be not able to think of a character. If you de cide on an image of someone, describe that person in detail and make their back story. Select your favourite image, and compose a story about it.

10 Top-Paying Jobs You Dont Need a Degree For In 2019

10 Top-Paying Jobs You Dont Need a Degree For In 2019 10 Top-Paying Jobs You Dont Need a Degree For In 2019Posted August 27, 2019, by EleshaThink you need a degree to land an exciting role with a great salary to boot? Youre about to be surprised Weve put together 10 of the best jobs you dont need a degree for in 2019 - some could even net you a 6-figure salary1 - Executive Assistant to CEO or CFOIts an understatement to say execs at the top of the corporate game have a lot going on.Their executive assistants have a very important role in their working life taking care of everything from administrative duties, travel bookings and even personal errands. You might not need a degree but you will need beyond amazing organisational and communication skills. In many cases, supporting execs at that level, youll also need to be ok with dealing with urgent items, like travel arsortimentments, outside office hours.At the highest levels, working as a PA or EA can be extremely lucrative top exec utive EAs can earn over $100 000.Useful course - Certificate III in Business Administration2 - Executive ManagerIt may take years to work your way up to a senior executive role and a chunky pay-packet, but you dont need a degree to get there.The incredible leadership qualities top-paid execs possess arent honed at University they come from years of experience managing people and unparalleled industry knowledge.In ICT, finance, and mining $300k+ salaries are the norm for senior managers.You might not need a degree but its a smart idea to take management and leadership courses throughout your career to speed up progression to the top spotUseful courses Certificate IV in Leadership and Management3 - Real Estate AgentTop-performingreal estate agents working with high-end residential properties have the potential to earn BIG dollars.Estate agents support and assist homebuyers to purchase a property and also work for property vendors to achieve the best price they can when selling. They h ave a deep understanding of the property market and the often complex issues surrounding the property.How much you can earn as an agent depends on the number of transactions you complete, the commission thats paid to the brokerage, and your split with the sponsoring broker.You dont need a degree to get started in the industry but youll need relevant licensing and registration requirements in your state or territory.Useful course Graduate Diploma Of Property4 - Workplace Health Safety (WHS) ManagersWork Health Safety might not be the most thrilling sounding niche but managers have the potential to earn a seriously decent wage - and they dont need a degree. WHS managers have many responsibilities but a few key aspects of the role include -Identify hazards and risks to health and safety arising from the work environmentInvestigate, or assist in the investigation of, any incidents that occurred at the business or undertakingEstablish educational and training programs on matters relati ng to work health and safetyAccording to Hays 2019/2020 salary guide, WHS managers can earn anywhere from $90k-$160k per annum.Useful coursesDiploma of Work Health and Safety5 - Data ScientistDo you need a degree to be a data scientist?It helps, but its absolutely possible to learn data science without one and land a job in this rapidly growing, and lucrative industry. Jobs in the data sector are expected to total nearly 3 million positions by 2020.Data scientists are analytical data experts with technical skills who solve complex problems and assist a business in its decision-making process. Theyre multifaceted and insightful with the ability to see connections and patterns in data.According to Payscale, the average pay for a Data Scientist is AU$117,916 per year.Useful course Data Science Immersive6 - Tech Startup FounderCould you be the founder of the next Amazon or Facebook?Startups, especially in the tech space, have created more multi-millionaires (and billionaires) in the pas t decade than any other time in history.While launching a startup doesnt require an advanced degree, there are some specific skills every successful entrepreneur needs and the right preparation is key.If youre thinking of taking on Zuckerberg for world social media domination, there are a few steps that might need to come first.Work at a tech startup to learn the ropesFind mentorsGet yourself some basic coding skillsNetwork, network, networkWhats the earning potential? Well, in 2019, Mark Zuckerberg (Facebook founder) is worth 66 billion and Jeff Besos (Amazon founder) 109 billion.so...a LOT.Useful courses - Diploma of Business or Javascript Development parte Time.7 - PilotJust because you dont need a degree to become a commercial pilot, doesnt mean you dont need serious commitment and skill. There are three stages to this exciting and nicely compensated career -First stage -Learning to fly - student pilotsSecond stage - Getting your recreational pilot licence or your private pilot licenceThird stage - Getting your commercial pilot licence or your air transport pilot licenceDuring the first and second stage, youll need to rack up at least 200 hours flying time before you can try for your commercial pilot or air transport licence. Thats where the money is atThe average pay for an Airline Pilot or Copilot is AU$102,537 and can range between 60k - 206k. 8 - YouTuber20 years ago, no kid ever said -Mum, when I grow up I wanna be a YoutuberNow? Its a (sort of) legit career option.Becoming a global YouTube sensation boasting millions of followers is a super lucrative earning opportunity and one you dont need a degree for.What do you need? Well, something that people want to see more of - travel adventures, fitness regimes, clever tricks or you playing Call Of Duty. Yup, anything.In 2019, the highest-paid Youtuber in the world apparently earns 6.5 million pounds per month. No, that is not a typo.Useful courses Diploma of Social Media Marketing9 - Gas, Petroleum and O il Power Plant OperatorsMany plant operators in the Australian oil and gas industry dont need a degree to take home a hefty paycheck.Plant operators supervise the operation of an industrial plant. Theyre in charge of running the equipment needed to generate electricity, including boilers, turbines, pumps, fans, etc, usually from a centralised control room.While the job doesnt require a university degree, youll need mechanical aptitude, strong mathematical skills and the ability to cope with the physical demands of the job.The average Power Plant Operator salaryper annum is AU$90,000 and can range from 32k - 192k10 - Construction ManagerOpting to learn askilled tradeover completing a tertiary education could really pay off.Construction managers have the responsibility of supervising and managing all contractors and labourers on theconstructionsite and lead building projects from start to finish. The best-paying roles are in commercial construction, like schools, office buildings or h ospitals.You dont need a degree but its a big job with big responsibilities - which is why it pays the big bucks.Construction managers on average earn a $155,463 a year.The average Construction Manager Salary per annum is AU$110,766 and can range from 62k - 172k.Useful course - Diploma Of Building And Construction ManagementCertificate IV in Building and Construction (Building)Study modeClassroomPayment optionsPayment planUpfront paymentCourse guide+ FREE eBrochureEnquire Online Construction project manager sample resumeConstruction project manager sample cover letterCareer Insider StoriesBrett Raven - RedBalloon Chief Technology OfficerInterested in becoming a?Building ContractorBuilding TechnicianCarpenterConcreterPainter and DecoratorPopular Career Searchesmining degree onlinepart time engineering degree coursesmasters degree in engineeringhuman resource degree onlinechemical engineering degree perthBuilding Construction CoursesBachelor of Construction ManagementEnquire Online E nquire Online Enquire OnlineBuilding Leadership ProgramEnquire Online Enquire OnlineEleshaRelated ArticlesBrowse moreFuture trendsManufacturing activity on the riseThe manufacturing sector is off to a positive start this year with an increase in new orders and exports.Work/life balanceWorking in AustraliaRegional Australia Is the grass really greener?Regional cities are booming with job opportunities ripe for the picking. Is regional Australia where its at?ApprenticeshipCareer changeApprenticeships a great way to launch your careerIf you have just finished school, are re-entering the workforce or simply want to change careers have you considered applying for an Australian apprenticeship?